As I am currently on sick leave due to my depression, I have been trying to find ways to cut back on certain expenses. These were the steps I took:
- Looked at all my direct debits going out each month to see if I could reduce/cancel any
- As my phone contract was up, I found a great deal with iD mobile for only £5 per month you get 250 minutes, 5000 texts and 2.25GB of data. Thus, I reduced my £17 per month phone bill to £5.
- I had also fallen into the ‘forgetting/not bothering’ to cancel a magazine subscription It was one of those things where I think I got 6 issues for £6 but then they carry on charging you after those six issues. Of course, you can cancel at any time, it just wasn’t high on my list of priorities before! Ok, so that’s £36 per quarter gone.
- Gym membership! I know it’s January and I am cancelling my gym membership! One of the reasons I joined this gym was its close proximity to work, seeing as I am not in work much and I hadn’t been very often at all, this too I cancelled. I always make sure if I do join a gym that I don’t get a contract as I am so bad at going! £25 per month gone.
- I am sure this is on many a money saving list – but it works. Taking your own lunch to work. If you spend on average £3 a day at work just on lunch, that’s £60 every 4 weeks on lunch.
- When certain items are on offer in supermarkets I tend to stock up a little on long life goods, as I find if I don’t, I always need them when they are full price. These include but are not limited to:
- Toilet Rolls
- Laundry Detergent
- Charity shops are always good for clothes shopping. Sometimes they can be overpriced, on the other hand, you can get great deals on clothes and bric-a-brac. Some of my bargains include; a brand new Next dress for £1, books 4 for £1 and a Wedgewood cup for £1.
I would love to hear other peoples suggestions as I am always interested in saving money!